The People Behind GENERALFINANCE SPA
GENERALFINANCE SPA is powered by a team of experienced finance professionals with deep expertise in receivables finance, credit risk, and corporate advisory. Our people come from diverse backgrounds in commercial banking, structured finance, insolvency practice, and business consultancy, bringing a breadth of perspective that allows us to solve complex financing challenges. We are united by a shared commitment to delivering exceptional service and genuinely useful financial solutions to every client we work with. Our team culture is built on integrity, collaboration, and a relentless focus on client outcomes.
Chief Executive Officer
Marcus has over 25 years of experience in commercial and structured finance, having previously held senior leadership roles at major European financial institutions. He founded GENERALFINANCE SPA with a clear mission to make non-bank receivables finance accessible to businesses that banks routinely overlook. Under his leadership, the firm has built a reputation for speed, transparency, and genuine commercial partnership.
Chief Credit Officer
Silvia leads all credit underwriting and risk management functions at GENERALFINANCE SPA, drawing on 18 years of experience in receivables credit analysis and portfolio management. Her team has developed a proprietary debtor assessment methodology that enables faster, more accurate credit decisions without sacrificing rigour. Silvia is passionate about responsible lending and ensuring that every facility we provide is genuinely appropriate for the client's situation.
Head of Structured Finance
James specialises in designing complex, bespoke financing structures for mid-market corporates and businesses in financial difficulty or restructuring. He brings 15 years of experience from corporate advisory and insolvency practice, giving him a unique ability to navigate the most challenging financing situations. His structured deals have supported dozens of businesses through turnaround and recovery, preserving hundreds of jobs in the process.
Director of Client Services
Elena oversees the account management and client experience function at GENERALFINANCE SPA, ensuring that every client receives responsive, expert support throughout the life of their facility. With a background in commercial banking and SME lending, she understands the pressures that business owners and finance directors face on a daily basis. Elena has implemented a client feedback programme that continuously drives improvements to our service delivery standards.
Head of Trade Finance & Receivables
Thomas manages GENERALFINANCE SPA's trade receivables and supply chain finance portfolio, bringing 20 years of experience in international trade finance and cross-border receivables management. He has worked with importers, exporters, and commodity traders across Europe, the Middle East, and Asia, and understands the unique challenges of financing trade in diverse regulatory environments. His expertise ensures that our clients in the trade sector receive financing solutions that reflect the realities of international commerce.